President Joe Biden approved an emergency declaration for the state of Florida on Sept. 24, ahead of Hurricane Ian.
The following disaster loans are available, according to the U.S. Small Business Administration:
- Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles.
- Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible.
- Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.
Florida areas eligible for SBA disaster loans: Charlotte, Collier, DeSoto, Hardee, Hillsborough, Lee, Manatee, Orange, Osceola, Pinellas, Polk, Sarasota, and Seminole; and for economic injury only in the contiguous Florida counties of: Brevard, Broward, Glades, Hendry, Highlands, Indian River, Lake, Miami-Dade, Monroe, Okeechobee, Pasco, Sumter and Volusia.
SBA application filing deadlines:
- Physical damage: November 28, 2022
- Economic injury: June 29, 2023
Apply for a SBA disaster loan:
You can also call 800‐659‐2955 if you have any questions.